Question 2: Out of the various solutions propsed to make Generation Y consumers more financially responsible, educting youth from a young age is the best option. By allowing youth to excercise savings on a small scale with weekly allounces allows them to correctly allocate their excess cash at low risk. Once a person reaches adult hood, the influx of money coming in and out is in relatively large sums given college fees, rent and other leisure activities. Without the skills necessary to save reasonably, it would be easy to make mistakes and harder to make up after them. By developing strategies early on, it would greatly benefit Generation Y into saving their money more effectively.